Don't forget to factor in closing costs when considering a home sale or purchase. Coldwell-Banker Seacoast Realty is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 910-202-3630 if your needs include a professional REALTOR® experienced in the business side of real estate.

What closing costs should you expect?

There are certain normal costs accompanying closing the sale of a house. These fees are usually divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help show you through your deal.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you know exactly what you're paying for.

Buyers: If you are purchasing a property in New Hanover County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you show up at closing time. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

Coldwell-Banker Seacoast Realty 1001 Military Cutoff Rd. Suite 101 Wilmington, NC 28405
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